Home, Auto, Flood, &Wind and Hail Insurance


An Independent Insurance Agency Serving All of North Carolina

North Carolina Coastal Insurance offers the most affordable insurance products and services to the Brunswick, New Hanover, Onslow, Pender and all additional counties along Coastal North Carolina. As a locally based agency in Wilmington, NC, we understand the unique needs of our coastal residents allowing us to customize insurance packages at a low cost, while not sacrificing coverage or quality.

Many of our partner insurance companies underwrite All-Inclusive Home Insurance Coverage. All-Perils – Fire, all hazards, liability, plus wind and hail in a complete package. Most of the time this is less expensive than going through the NC State Wind Pool – NCJUA.

Whether you are looking for only one type of insurance such as auto, home, or marine, or you require a package to include extreme weather coverage, hurricane or flood insurance, we can assist you! Our experienced associates are available 24/7 to assist you with any questions or concerns. Our goal is to make the process of obtaining insurance as easy and hassle-free as possible.

Give the experts at North Carolina Coastal Insurance a call to get a quote today!

Call now to speak with a licensed insurance agent!


Customer Service is Our First Focus

Our #1 Goal: Excellence In Client Services and Consultancy.

At North Carolina Coastal Insurance we pride ourselves on the best customer service anywhere. We understand that if you are inquiring about insurance, then you need to feel comfortable and taken care of. We do our best to provide that for you by being here 24/7 for all of your insurance needs.

Customer service is a quickly fading aspect of doing business in our modern society of smart phones and advanced technology. Too many companies are content to let an online chat with re-written answers take the place of real, human interaction. We believe that customer service is the most important aspect of any business – not just insurance, because without the customer, there is no business!

We understand that life can get busy, so our goal is to serve your insurance needs as quickly and efficiently as possible.  We make sure that you have fluent and helpful options available to you, so that you can make an appropriate decision and move on to other parts of your day. Let North Carolina Coastal Insurance show you our industry leading customer service – We promise you’ll love working with us!

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We offer homeowners insurance throughout the entire State of North Carolina. As an independent insurance company, we research home insurance policies from some of the most competitive providers to find you the proper coverage at highly competitive pricing. We have policies for primary residences, second/vacation homes, and rental properties.



Drive home big savings with an auto insurance policy through North Carolina Coastal Insurance. We are an independent insurance agency which allows us to shop car insurance through multiple carriers to find an auto policy and price that works for your needs and budget.  While we’re located in Wilmington, we offer assistance throughout the State of North Carolina.



Many home insurance policies do not include coverage for flood damage. Flood insurance is a smart way to protect your valuable assets when wet weather hits and flood damage occurs. From Standard Flood Insurance Policies to Preferred Risk Policies, we help North Carolina homeowners find the flood protection they need for their properties.



Tired of paying high premiums on wind and hail insurance? At North Carolina Coastal Insurance we work with partner companies to underwrite the Wind and Hail Coverage into a single Home Insurance policy that also includes Fire, All Perils, and Liability.   Why choose to stay within the state wind pool when you have many other quality products and options to choose from.