Homeowners Insurance in Jacksonville, NC
NC Coastal Insurance offers homeowners insurance in Jacksonville, NC and throughout coastal North Carolina
Your home may be the single most expensive asset that you purchase during your lifetime. It is vital that you protect this asset by purchasing a comprehensive home insurance policy. North Carolina Coastal Insurance specializes in homeowner insurance solutions, and we can assist you in creating the right plan to protect your home and your family’s future.
One of the most common mistakes that homeowners make is obtaining an insurance policy that does not provide the full protection they require. Oftentimes, it is only after an unfortunate event happens that the homeowner realizes that their insurance policy will not cover all their losses. Our agents work very hard to make sure this never happens to you.
A typical home insurance policy will provide property protection in the event of a storm, fire, robbery, and/or vandalism. It also provides liability protection in case someone is hurt on your property. This, however, may not cover damages caused by wind, hail, floods, or hurricanes. As a local insurance agency, we understand the unique issues facing homeowners residing in the coastal region. We will ensure that you obtain a policy that provides protection under all circumstances.
We also offer mobile home insurance, condominium insurance, and home renters insurance. It is important to realize that many property owners and home associations have insurance policies that only cover the structure of the building and not your personal property inside the building. Obtaining a specialized policy will cover your personal property in the event of fire, storm, or theft. Do not wait until it is too late to purchase the right comprehensive home insurance in Jacksonville, NC.
North Carolina Coastal Home Insurance proudly serves all of North Carolina including Jacksonville, Wilmington, Raleigh, Charlotte, Greenville, Fayetteville, and surrounding areas. Get a free quote today by filling out the form below or give us a call at (910)591-1010 – We’re available 24/7!
Question & Answers
Common Homeowner's Insurance questions and aswers
What is an escrow account, and how does it work?
What happens to the escrow money in my mortgage payment?
How is my monthly mortgage payment subdivided?
2) Interest Percentage- what the bank charges you every month to lend you the money
3) Escrow- what the bank makes us pay upfront for next year's homeowners insurance and property taxes
What Homeowners Insurance Protects
Homeowners insurance will assist in protecting the dwelling, personal belongings, loss of use and liability.
Coverage A: Dwelling
If the house is damaged or a total loss, this coverage helps repair or rebuild your home. Some of the perils that are covered under an HO-3 Include:
- Fire & Smoke
- Wind & Hail
- Lighting
- Water Damage
Coverage B: Other Structures
This coverage helps to repair or replace detached structures such as:
- Sheds
- Detached Garage
- Fencing
- Workshops
Coverage C: Property
Your personal belongings are covered for replacement value to pay or replace the items lost from a covered peril. Some of the stuff that is protected are:
- Furniture
- Electronics
- Clothing
- Kitchenware
Coverage E & F: Liability & Medical Payments
These two coverage options go together and are there to protect you in the case a non-household member gets injured on the property:
- Medical Bills
- Legal Expenses
- Claimants Loss of Wages
- $ Settlement
* Flood & Earthquakes are not covered under a Homeowners Insurance policy.
Give the experts at NC Coastal Insurance a call to get a quote today!
Complete the form below for a FREE quote on Homeowners Insurance.





