Our Partners

Established in 2008, Lighthouse Property Insurance Corporation (Lighthouse) is an admitted property and casualty insurance company authorized to write in Louisiana, South Carolina and North Carolina. Based in Orlando, FL, Lighthouse sells and distributes its policies only though licensed, professional independent agencies.

Lighthouse has been assigned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc.

UPC is focused on (1) financial stability; (2) providing world-class service and products; (3) hiring and retaining associates committed to a culture of teamwork, fun, and excellence in everything we do; and (4) being a good corporate citizen. In everything we do, UPC strives to Keep the PromiseSM to policyholders while being here today and here tomorrow for all our stakeholders. UPC Insurance is committed to financial stability and long-term solvency. We use a combination of our own capital and reinsurance capital to provide assurance that policyholder claims can be paid in a timely manner after a natural catastrophe. For UPC, this is not a theoretical exercise. During our history, we have paid more than $1 billion in total claims from 16 separate hurricanes and tropical storms, and thousands of routine events. The combination of a strong capital base, responsive claims operations, and a consistently strong group of reinsurance partners has enabled UPC to meet these obligations in a timely manner over and over again. It is the core competency and principle of UPC Insurance.

We hold sacred the promise we make to our policyholders when they purchase an ASI policy. Our objective is to minimize the disruption to their lives after a loss, whether catastrophic or routine. Our core values are Attitude (a positive and respectful Attitude toward our customers, partners and fellow employees), Speed (in responding to the changing requirements of our customers and partners) & Innovation (dedication to a constant search for better ways to do things), which help us provide the highest level of service at all times. These core values permeate every aspect of our business and support our promise, when losses occur, to assist our policyholders with understanding, compassion, speed and fairness.

Arrowhead is an independent program manager providing an extensive range of insurance products nationwide. We pledge to honor our commitments to our producers and carriers by holding ourselves to the highest ethical standards. Our entrepreneurial spirit encourages opportunity and growth while our contributions to the community offer inspiration and motivation.

Dairyland Auto^® coverages are recognized in the auto insurance industry because of competitive rates, money-saving discounts and outstanding customer service. Dairyland Auto^® offers low down payments and monthly payment plans, so you can "pay as you go." With Dairyland Auto^®, all types of drivers can receive immediate insurance coverage and money-saving discounts to lower your auto insurance rates.

Dairyland Cycle^® property and casualty coverages are recognized in the motorcycle insurance industry because of competitive rates, money-saving discounts and commitment to customer service. Through motorcycle insurance offerings, Dairyland Cycle^® strives to provide affordable motorcycle insurance to all types of riders. Dairyland Cycle^® has been insuring bikers since 1966.

Discovery Insurance Company is a North Carolina based Automobile Insurance Company with a primary focus to provide a quality, affordable insurance product to a diverse segment of the North Carolina population. Through constant analysis along with investments in technology and infrastructure, Discovery will continue to grow and strive to become a leader in the nonstandard automobile insurance industry, while never losing sight of the underwriting discipline and claims philosophy that contribute to consistent underwriting profitability.

At Encompass, our focus is on personal insurance policies. We strive to provide a simpler insurance experience by offering protection for your homes, autos, powersports, jewelry, valuable collections and more under one package policy - The Encompass OneSM Policy - that comes with unparalleled customer service and superior hassle-free claim service.

Encompass Insurance Company is a national company with a local focus, serving the protection needs of customers countrywide. Our policies are available through an exclusive group of independent agencies that work with multiple insurance companies to bring you personalized solutions and service for your insurance needs.

GeoVera Insurance Company is a market leader in providing innovative, competitively-priced residential insurance products and is a wholly owned subsidiary of GeoVera Holdings, Inc., an insurance holding company which conducts specialty excess and surplus personal lines property business. GeoVera consistently earns high marks from A.M. Best Company. In June 2014, GeoVera was assigned the rating of "A" (Excellent) for financial strength and operating performance. The objective of A.M. Best's rating system is to provide an overall opinion of an insurance company's ability to meet its obligations to policyholders.

Nearly 30 years ago, the Hagerty family couldn't find coverage for their treasured wooden boats, so they created their own and started Hagerty Insurance out of the family basement in Traverse City, MI. Since then, Hagerty has grown to be the global leader in classic car and boat insurance. But we're still just a family business built on love for cars and boats. Our passion drives us to keep improving our product, and to keep giving our clients the best service imaginable. At Hagerty, we believe it is our responsibility to support the organizations and initiatives that make sure the vehicles we love -and the lifestyles that revolve around them- not only survive, but thrive, well into the future.

Hanover Excess & Surplus is a General Agency functioning in the wholesale insurance marketplace - a well-established and highly efficient distribution system. Since 1970, Hanover Excess & Surplus has been serving Independent Insurance Agents in the states of North Carolina, South Carolina and Virginia, adding Georgia in 2010.

Prepare. Protect. Prevail. With The Hartford.^SM

The Hartford is in business to protect what is most valuable to customers-their homes, cars, businesses, income, and employees. We help individuals and businesses prepare for the unforeseen with insurance and income protection so they can prevail through loss, accident, or disability.

Known for being ethical and trustworthy, The Hartford has delivered on its promises to customers for more than 200 years-a point of pride for our dedicated, talented teammates. Customers and partners tell us that Hartford people are caring and empathetic, build deep relationships, strive to exceed expectations, and distinguish themselves at times of loss.

"The world's specialist insurance market"

WHAT IS LLOYD'S?
Unlike many other insurance brands, Lloyd's is not a company; it's a market where our members join together as syndicates to insure risk.

Much of Lloyd's business works by subscription, where more than one syndicate takes a share of the same risk. Business is conducted face-to-face between brokers and underwriters in the Underwriting Room.

When we talk of Lloyd's, we're really referring to two distinct parts. The market, which is made up of many independent businesses, and the Corporation of Lloyd's, which is there - broadly speaking - to oversee that market. These parts are distinct, but far from independent. Both work closely to maintain high standards of performance across the market.

Why Choose MetLife Auto & Home's Auto Insurance?

Great savings. Many people saved an average of $466/year!* That's because MetLife Auto & Home offers lots of discounts, including discounted policies for good drivers.

Convenience. You decide between multiple payment options and schedules. Some people are even eligible for automatic payroll deductions through their employer. And you can manage your policy by phone, online or through our mobile app, anytime, anywhere.

Quality coverage. MetLife Auto & Home offers comprehensive and collision coverage and options to suit your needs, such as personal injury coverage, new car replacement, glass repair, major parts replacement, uninsured/underinsured motorists coverage, rental car coverage, and more!

We believe there's more to auto insurance than coverages and claims. At National General Insurance, we start with experience - yours. We're guided by your unique needs, translated into the policy that works best for you, your family and the vehicles you drive.

Our job? To give you the benefits of our experience. More than 60 years of it, grounded in the automotive industry. We take pride in the insurance products and services we offer, designed to give you the best possible auto insurance coverage - affordably - from your first car to your 21st.

We are committed to your complete satisfaction. And if you do need to make a claim, we'll handle it as quickly, professionally and gently as we can. We don't just want to "get" your business. We want to keep it.

National General Insurance. We're here when you need us. Count on it.

The North Carolina Joint Underwriting Association (NCJUA), also known as the FAIR (Fair Access to Insurance Requirements) Plan, is a tax exempt association of insurance companies licensed to write and engage in writing property insurance coverage in North Carolina. The Association was created by law to act as a market of last resort to provide adequate basic property insurance to property owners having insurable property in North Carolina.

Fast. Fair. Better. That's what customers can expect from Progressive Direct. Everything we do acknowledges the needs of busy customers who are cost-conscious and increasingly savvy about auto insurance and good service.

We're here for you 24/7, online and by phone. We can provide quotes, update your policy, even answer "what if" questions if that's what you need. From auto quotes in about 6 minutes to our superior claims service, we find new ways to show you that we respect your time.

Founded on relationships, driven to be the best, Scottsdale Insurance Company accepts the commercial and personal property and casualty risks most standard companies reject.

Scottsdale Insurance Company, in partnership with our general agents, wholesale brokers and program managers, provides creative underwriting, quality servicing of excess and surplus lines and specialty property and casualty lines of insurance, with admitted and non-admitted paper available. We succeed by maintaining high levels of customer satisfaction, by being responsive to market needs, by growing financially strong companies, and by valuing and developing our associates.

Smart Choice^® is a network of over 3,500 independent agents and over 80 insurance carrier partners. We provide independent insurance agents with access to top-rated markets, product training, and sales and marketing support - and we're the only no-fee program of our kind!

Our philosophy is simple - give back! We choose to support our industry through agent and carrier partnerships, and by creating groundbreaking programs to facilitate good business practices for consumers. Thriving communities are able to support successful businesses, so we strive to promote social responsibility and awareness through our philanthropic efforts in our own community.

SCU holds three key components to our continuing success over the years.

First, our years of working closely with markets and independent retailers has given us the knowledge and experience necessary to anticipate market trends and handle anything thrown our way. Strong influence and reputation in the industry allows us to represent your clients' needs well.

Second, our underwriters have built and maintained key relationships with people across the insurance industry, allowing us to place the right coverage with the right carrier.

Third, we have developed expertise in various specialty coverages. You and your clients will benefit from our extensive knowledge of the marketplace and specialty accounts.

Clear, still water signifies calmness, a sense of peace. Still waters run deep, as do Stillwater's financial resources. Stillwater Insurance Group is rated A.M. Best "A- Excellent." You can sail forward with the confidence that Stillwater Insurance Group will protect you and your assets. Founded in 2000, Stillwater Insurance Group (formerly Fidelity National Property and Casualty Insurance Group) provides peace of mind and security when you're looking to protect your home, rental properties, automobile, business and other assets.

Operating in all 50 states, we offer protection through two A.M. Best "A- Excellent" rated insurance companies: Stillwater Insurance Company and Stillwater Property and Casualty Insurance Company. Our other wholly-owned subsidiary, Stillwater Insurance Services, performs all policy service, processing and marketing on behalf of our two insurance companies. As your safe port in any storm, we're honored to protect where you live and what you drive.

Today, more than 150 years after our founding, Travelers is one of the nation's largest property casualty companies. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees, 13,000 independent agents and multiple market segments across the personal, business, financial and international insurance groups. Travelers has operations in the United States, United Kingdom, Canada, Lloyd's of London, and the Republic of Ireland. In Brazil, the company also has a joint venture partnership with J. Malucelli, Brazil's market leader in surety.

Minimizing risk, preventing loss and helping our customers prepare for the unknown, Traveler's comprehensive products, services and support give individuals and businesses the confidence they need to feel secure.

Universal Insurance Company is a provider of private passenger automobile and commercial insurance products. We are committed to providing quality customer service and developing strong, long term agent relationships while adhering to the highest level of integrity.

All Universal products are proudly marketed and sold solely through licensed and appointed independent agents. At Universal we believe that the independent agency distribution system is the most professional way to evaluate and meet our customers' needs.

Universal Property & Casualty Insurance Company (UPCIC) is a wholly-owned subsidiary of Universal Insurance Holding Company of Florida, a Florida corporation. Universal Insurance Holding Company of Florida is wholly owned by Universal Insurance Holdings, Inc.

UPCIC has aligned itself with some of the best and most respected service providers in the industry. This functional structure affords UPCIC the opportunity to take advantage of a unique combination of financial strength, underwriting skills, analytical expertise and administrative capability.

Universal Property & Casualty Insurance Company has a distinguished and experienced group of individuals as its directors and officers. The individuals provide guidance and lend their expertise to ensure this insurance operation continues to be successful in the property and casualty insurance marketplace.

In 1921, Robert Pein set out to create a new kind of insurance company. He was frustrated by insurance rates that were too high and claim settlements that weren't handled fairly. State Automobile Mutual Insurance Company, he said, would be different. He pledged reasonable rates with prompt and fair claim service that remain our hallmark to this day.

We've grown a lot since then. Today we have assets of $4.6 billion and write $2.0 billion in premium in 33 states. And we continue to rely on independent agents to market our products.

Throughout our nearly 100-year history, we've developed a well-respected heritage and built a strong foundation. We've always celebrated a culture of people who care. Who deliver exceptional service. Who plant themselves firmly in the communities they serve. Who genuinely understand their customers. And who develop trusted relationships.