Vacant Dwelling

A recent Study showed that approximately 24,000 vacant residential property fires are reported to fire departments each year, resulting in $800 million in property losses. Wooded areas bring fire hazards and vacant homes face increased risks for greater losses. In fact, 53 percent of vacant dwelling fires spread to the entire property and complete losses.

Other geographic locations introduce different exposures as colder climates give rise to water damage claims due to frozen pipes bursting, while coastal homes have heightened risk of wind damage.

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