Protect your home

NC Coastal Insurance offers homeowners insurance throughout the entire State of North Carolina. We have policies for primary residences, vacation homes and rental properties. Learn more

Automobile Insurance

We are an independent insurance agency which allows us to shop car insurance through multiple carriers to find an auto policy and price that works for your needs and budget. Learn more

Wind & Hail Insurance

Tired of paying high premiums on wind and hail insurance? We work with partner companies to underwrite the Wind and Hail Coverage into a single home insurance policy that includes fire, all perils, and liability. Learn more

Flood Insurance

Many home insurance policies do not include coverage for flood damage. Flood insurance is a smart way to protect your valuable assets when wet weather hits and flood damage occurs. Learn more

Umbrella Insurance

An umbrella policy is extra liability insurance that you can purchase. It was created to help protect you from major claims and the result helps protect your assets and your future. Learn more


We are an Independent Insurance Agency Serving ALL of North Carolina

North Carolina Coastal Insurance offers the most affordable insurance products and services to the Brunswick, New Hanover, Onslow, Pender and all additional counties along Coastal North Carolina. As a locally based agency in Wilmington, NC, we understand the unique needs of our coastal residents allowing us to customize insurance packages at a low cost, while not sacrificing coverage or quality.

Whether you are looking for only one type of insurance such as auto, home, or marine, or you require a package to include extreme weather coverage, hurricane or flood insurance, we can assist you! Our experienced associates are available 8am-8pm 7 days a week to assist you with any questions or concerns.

Our goal is to make the process of obtaining insurance as easy and hassle-free as possible.

Below are some helpful numbers and claim email addresses for Hurricane Florence

Claims: 800-274-4499

National General
Claims: 800-325-1088

Claims: 252-208-2510

Claims: 800-631-6478

Claims: 855-415-7120, option 1

Insurance House
Claims: 800-282-7024

Claims: 877-852-0606

Claims: 866-482-5236

Claims: 800-780-8423

Universal Insurance Company

Universal P&C
Claims: 800-218-3206

Claims: 888-256-3378

Claims: 800-662-7048

Claims: 800-910-8160

Bruns & Wilcox
Claims: 888-875-5231

General Assurance
Claims: 804-266-1600

National General Flood
Claims: 877-254-6819

Wright Flood


Universal of North America

Claims: 800-220-1351

All Risks, Ltd

Carrier Phone Email
Amrisc, LLC 252-247-8796
Canopius US Insurance Inc. 941-907-3100
Evanston Insurance Co. 800-362-7535
Great American Insurance Co. 800-336-3324 e&
ICAT 866-789-4228
Landmark American Insurance Co. 404-231-2366
Lexington Insurance Co. 800-931-9546
National Fire & Marine Insurance Co. 402-536-3000
Northfield Insurance Co. 800-328-5972
Palomar Specialty Insurance Co. 866-391-9675
Scottsdale Insurance Co. 800-423-7675
Seneca Specialty Insurnace Co. 212-277-3490
Westchester Surplus Lines Insurance Co. 800-982-9826
Western World Insurance Co. 201-847-8600

Southern Cross

Carrier Phone Email
Lloyds of London 866-616-6594
Scottsdaile/Nationwide E&S 800-423-7675
Nautilus Insurance 800-358-5178
Markel 800-362-7535
Western World 201-847-8600
RSUI 404-261-3755
ICAT 866-789-4228
AmRisc 252-247-8796
WKF&C 631-756-3000
General Star 312-526-7580
Canopius 630-994-5560
Beazley USA (Commercial)
RLI 800-444-0406

How Can We Help?

Choose the type of insurance you need below and get a free quote today.

It only takes a few minutes to get a free rate quote from National General Insurance

Thousands of families switch their auto insurance to National General Insurance every week. See why for yourself!

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Contact NC Coastal Insurance with any questions regarding your current policy or for more information.

Are you ready to get your free flood quote?

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A few of our Trusted Partners

We work with the most popular and experienced companies in the industry.

National General | Insurance company in Wilmington NC
Scottsdale Insurance Company | Insurance company in Wilmington NC
SCU | Insurance company in Wilmington NC
NCJUA | Insurance company in Wilmington NC
American Strategic Insurance ASI | Insurance company in Wilmington NC
Progressive | Insurance company in Wilmington NC
UPC Insurance | Insurance company in Wilmington NC
Metlife | Insurance company in Wilmington NC
Dairyland Auto | Insurance company in Wilmington NC
Encompass | Insurance company in Wilmington NC
SmartChoice | Insurance company in Wilmington NC
Traveler's Insurance | Insurance company in Wilmington NC