Protect your home

NC Coastal Insurance offers homeowners insurance throughout the entire State of North Carolina. We have policies for primary residences, vacation homes and rental properties. Learn more

Automobile Insurance

We are an independent insurance agency which allows us to shop car insurance through multiple carriers to find an auto policy and price that works for your needs and budget. Learn more

Wind & Hail Insurance

Tired of paying high premiums on wind and hail insurance? We work with partner companies to underwrite the Wind and Hail Coverage into a single home insurance policy that includes fire, all perils, and liability. Learn more

Flood Insurance

Many home insurance policies do not include coverage for flood damage. Flood insurance is a smart way to protect your valuable assets when wet weather hits and flood damage occurs. Learn more

Umbrella Insurance

An umbrella policy is extra liability insurance that you can purchase. It was created to help protect you from major claims and the result helps protect your assets and your future. Learn more

We are an Independent Insurance Agency Serving ALL of North Carolina

North Carolina Coastal Insurance offers the most affordable insurance products and services to the Brunswick, New Hanover, Onslow, Pender and all additional counties along Coastal North Carolina. As a locally based agency in Wilmington, NC, we understand the unique needs of our coastal residents allowing us to customize insurance packages at a low cost, while not sacrificing coverage or quality.

Whether you are looking for only one type of insurance such as auto, home, or marine, or you require a package to include extreme weather coverage, hurricane or flood insurance, we can assist you! Our experienced associates are available 8am-8pm 7 days a week to assist you with any questions or concerns.

Our goal is to make the process of obtaining insurance as easy and hassle-free as possible.

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The North Carolina Commissioner of Insurance has recently approved revisions to the Homeowners line of business

Effective April 1, 2018
The North Carolina Commissioner of Insurance has recently approved revisions to the Homeowners line of business. This was initiated by the North Carolina Department of Insurance, and all North Carolina Homeowners insurance markets are responsible for putting these rate increases in place. The higher premiums impact the Amount of Insurance (AOI) relativity factors, Protection/Construction relativity factors, base rates, wind mitigation credits, and wind exclusion credits. These revisions will be effective April 1, 2018, for both New Business and Renewal policies.