We are an Independent Insurance Agency Serving ALL of North Carolina
North Carolina Coastal Insurance offers the most affordable insurance products and services to the Brunswick, New Hanover, Onslow, Pender and all additional counties along Coastal North Carolina. As a locally based agency in Wilmington, NC, we understand the unique needs of our coastal residents allowing us to customize insurance packages at a low cost, while not sacrificing coverage or quality.
Whether you are looking for only one type of insurance such as auto, home, or marine, or you require a package to include extreme weather coverage, hurricane or flood insurance, we can assist you! Our experienced associates are available 8am-8pm 7 days a week to assist you with any questions or concerns. Our goal is to make the process of obtaining insurance as easy and hassle-free as possible.
The North Carolina Commissioner of Insurance has recently approved revisions to the Homeowners line of business
Effective April 1, 2018
The North Carolina Commissioner of Insurance has recently approved revisions to the Homeowners line of business. This was initiated by the North Carolina Department of Insurance, and all North Carolina Homeowners insurance markets are responsible for putting these rate increases in place. The higher premiums impact the Amount of Insurance (AOI) relativity factors, Protection/Construction relativity factors, base rates, wind mitigation credits, and wind exclusion credits. These revisions will be effective April 1, 2018, for both New Business and Renewal policies.
How Can We Help You?
Choose the type of insurance you need below and get a free quote today.
A homeowners insurance policy is a multi-peril policy, which means it combines property and casualty coverages in the same policy.
Auto insurance is an incredibly important piece of the insurance puzzle that you need to have â€“ and in North Carolina your needs may often be very specific.
Wind & Hail Insurance
North Carolina Wind and Hail Insurance is a critical component of protecting your home, automobiles, and other precious assets.
Insuring your condominium's interior and personal property with an HO-6 from most potential hazards, is a great way to know that your investment is protected.
Flood insurance is a smart way to protect your belongings from devastating financial loss when wet weather hits.
Tenant Occupied Insurance
When your house is rented to others, a DP-3 policy makes sure that your home and liability are covered in case something happens while you are not living there.
An umbrella policy is extra liability insurance that you can purchase. It was created to help protect you from major claims and the result helps protect your assets and your future.
Builder's Risk Insurance
When building a new home, Builders Risk Coverage ensures that your future home is protected while in the course of construction.
General Liability, Business Owners Coverage, Errors and Omissions are just a few ways to rest assured that you can concentrate more on the daily tasks of running the business.
A few of our Trusted Partners
We work with the most popular and experienced companies in the industry.