If an auto insurance policy includes full coverage on a vehicle, that coverage will be able to be transferred over to the rental vehicle as long as the vehicle that is being rented is a personal auto that weighs under 10,000 lbs (a commercial vehicle that weighs over 10,000 lbs would not be covered). Typically, loss of use is not covered... this means that if a rental car was involved in an accident, the amount of money lost from the rental car not being rented, would typically not be paid out from your insurance.
In the state of North Carolina, the law is to have car insurance - if you own a vehicle and use it, of course. And, of course, there are certain things that increase your rates that will help you understand why your rates are what they are. But first, let's go over what auto insurance is and the different kinds of coverage that is applied to your policy.
Winter is upon us, North Carolina! And that means winter weather - which doesn't have too much of an effect on most people's work or school schedules - so it's probably a good idea to have your car and yourself prepared to lower your risks of a breakdown or accident.
Big changes came to NC this summer when a law was passed stating that all mopeds are to be registered with the state. Anyone who owns a moped or scooter has to register along with getting a registration card and license plate.
With the 2015 long session grinding away in the North Carolina legislature, many of the bills important to the insurance industry have been in a holding pattern. There have been only a few exceptions...
Winter weather frequently makes for the most hazardous driving conditions of the year. To protect you against accidents this winter, we've put together some tips for prepping yourself and your vehicle for this year's potential winter weather...