It's the most comprehensive coverage you can buy for your home insurance protection. It protects the home from hazards such as Fire, Water Damage, Lightning, Power Surges, Theft, Vandalism, Freezing Pipes, plus Wind and Hail Coverage, which also includes Hurricanes and Tornadoes.
How can we be talking about freezing temperatures in November? What happened to Fall? The forecast calls for temperatures in the 20's starting Wednesday morning. Remember to protect your home from frozen pipes. Here are some helpful tips.
North Carolina Insurance Commissioner Mike Causey has set Sept. 4, 2019, as the hearing date for the North Carolina Rate Bureau's proposed statewide average 17.4 percent homeowners' insurance rate increase.
A recent Study showed that approximately 24,000 vacant residential property fires are reported to fire departments each year, resulting in $800 million in property losses. Wooded areas bring fire hazards and vacant homes face increased risks for greater losses. In fact, 53 percent of vacant dwelling fires spread to the entire property and complete losses.
NC Coastal has prepared a short list of steps towards protecting your home during summer months and beyond.
SOUTHEASTERN, N.C. - After months of negotiation, coastal homeowners will end up paying more for insuring their homes this year.
N.C. Department of Insurance (NCDOI) and N.C. Rate Bureau (NCRB) have settled on an increase in homeowners insurance Wednesday, significantly lower than initially proposed. New Hanover, Pender, Onslow and Brunswick County will see an increase of 5.5 percent in homeowners insurance this October.
The North Carolina Commissioner of Insurance has recently approved revisions to the Homeowners line of business. This was initiated by the North Carolina Department of Insurance, and all North Carolina Homeowners insurance markets are responsible for putting these rate increases in place. The higher premiums impact the Amount of Insurance (AOI) relativity factors, Protection/Construction relativity factors, base rates, wind mitigation credits, and wind exclusion credits. These revisions will be effective April 1, 2018, for both New Business and Renewal policies.
Searching for a new home? You're likely also searching for the best mortgage, too. But first time home buyers often leave their homeowner's insurance as a last-minute thought - yet it is as critical a step as finding the right home or the right mortgage.
This year's hurricane forecast is in! Our meteorologists are projecting an active season with 13 named storms, including 5 hurricanes and 2 major storms. As the storms approach this season, we recommend setting up a household storm response plan: drinking water, batteries
With the coming of winter comes holidays, quality time with family, and a brand new start with a brand new year. But winter months also bring winter weather, which sometimes means that you're in for more than just a dreamy white Christmas.
The HO3 Home Insurance Policy is the most common home insurance policy in the United States. It provides excellent coverage for your home and good coverage for your personal property.
In many cases the NCJUA is thought to be the only wind and hail insurance option. In some geographical areas it may be the better option. The main point to this article is to inform our North Carolina Homeowners about many other options that are available. Let's backtrack a bit first...
Heritage Insurance is pleased to announce a new homeowners market for the state of North Carolina! We are partnering with National General to provide quality personal lines insurance products for your customers. Heritage will be offering a full suite of homeowners programs - HO3, HO4, HO5, and HO6 - with a wide range of available coverages and discounts. Our products are competitively priced, and will be available in all areas of the state, including coastal counties. Heritage specializes in providing coverage for mid-market to preferred clients. Our products can be individually tailored to meet the needs of each customer.
In a unanimous vote, the U.S. House of Representatives passed The Flood Insurance Market Parity and Modernization Act on April 28, 2016. This law effectively allows lenders to accept private flood insurance solutions to meet mandatory purchase requirements for federally backed mortgages...
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